Arya Consultants Jpg

Disclaimer

DISCLAIMER

Important Legal Notice

This Disclaimer applies to the website https://aaryaconsultants.com/ (the "Website") operated by Aarya Consultants ("Company", "we", "us" or "our"), a company incorporated under the Companies Act, 2013, having its registered office at 73C, Shyama Prasad Mukherjee Road, Kolkata - 700026, India. By accessing or using the Website, you acknowledge and agree to the terms of this Disclaimer. This Disclaimer should be read together with the Terms and Conditions and Privacy Policy of the Website.

1. General Information Only – Not Professional Advice

1.1 All content, materials, articles, guides, calculators, tools, presentations and information published or made available on the Website (collectively, "Content") are provided solely for general informational and educational purposes.

1.2 NOTHING ON THE WEBSITE CONSTITUTES, OR IS INTENDED TO CONSTITUTE:

  • investment advice, investment recommendation, or a solicitation to buy, sell or hold any security, financial product or investment instrument;

  • tax advice, legal advice, accounting advice or any other form of professional advice;

  • an offer to provide wealth management, taxation, compliance, trust/estate formation, audit or any other regulated service; or

  • a personalised recommendation tailored to your individual financial situation, risk profile or objectives.

1.3 The Content is not a substitute for independent professional advice. You should consult a qualified and appropriately registered professional (including, where relevant, a SEBI-registered Investment Adviser, Chartered Accountant or legal practitioner) before making any financial, investment, tax or legal decision. Any reliance you place on the Content is strictly at your own risk.

2. No Client Relationship

2.1 Accessing the Website, reading the Content, submitting an enquiry form or communicating with the Company through the Website does not create any client-professional relationship, advisory engagement, fiduciary relationship or contractual obligation between you and the Company.

2.2 A professional relationship arises only upon execution of a formal written engagement letter or agreement setting out the scope of services, fees, responsibilities and other terms, and only after completion of applicable onboarding and KYC formalities. Where investment advisory services are concerned, a written investment advisory agreement incorporating the SEBI-prescribed Most Important Terms and Conditions (MITC) must be executed before any advice is provided.

3. Investment and Market Risk Disclosure

3.1 Investments in securities, mutual funds, alternative investment funds, portfolio management services and other financial products are subject to market risks. Past performance is not indicative of future results. The value of investments may go up or down, and investors may receive less than the amount invested.

3.2 Where the Company provides or refers to any information relating to investments or financial markets, the following standard warning applies: "Investment in securities market are subject to market risks. Read all the related documents carefully before investing."

3.3 The Company does not guarantee or assure any returns, capital protection or specific outcomes in respect of any investment or financial product. Any illustrations, projections or hypothetical examples are for explanatory purposes only and do not represent actual or expected results. Assured, guaranteed or fixed returns schemes are prohibited by law.

3.4 Where the Company is registered as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013, it acts in a fiduciary capacity only in respect of clients with whom a valid investment advisory agreement has been executed. The Company does not accept client funds or securities for investment and does not execute trades on behalf of clients without explicit client consent for each transaction. Registration granted by SEBI, membership of any supervisory body and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

4. Taxation and Regulatory Matters

4.1 Tax laws, regulations, circulars and notifications in India are subject to frequent change. Content relating to taxation is based on the law as understood at the time of publication and may not reflect the most recent amendments, judicial pronouncements or administrative clarifications.

4.2 Users are advised to verify current provisions from official sources, including the websites of the Income Tax Department, Central Board of Indirect Taxes and Customs, SEBI, RBI and other competent authorities, and to seek advice from a qualified tax professional in respect of their specific circumstances.

4.3 The Company does not accept responsibility for any loss, damage or consequence arising from reliance on tax-related Content without independent verification and professional advice.

5. Accuracy and Completeness of Information

5.1 While the Company endeavours to ensure that the Content is accurate and up to date, it makes no representation or warranty, express or implied, as to the accuracy, completeness, reliability, currency or suitability of any Content. The Content may contain errors, omissions or inaccuracies.

5.2 The Company reserves the right to modify, update or remove any Content at any time without prior notice. The Company is under no obligation to update any Content to reflect subsequent developments.

5.3 Information obtained from third-party sources is believed to be reliable; however, the Company does not independently verify such information and accepts no responsibility for its accuracy.

6. Forward-Looking Statements

6.1 The Website may contain forward-looking statements, opinions or projections that involve risks and uncertainties. Such statements are based on assumptions and expectations that may prove to be incorrect. Actual results may differ materially from those expressed or implied. The Company undertakes no obligation to update or revise any forward-looking statements.

7. Limitation of Liability

7.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND AFFILIATES DISCLAIM ALL LIABILITY FOR ANY LOSS OR DAMAGE OF ANY KIND, WHETHER DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE, ARISING OUT OF OR IN CONNECTION WITH:

  • your access to or use of, or inability to access or use, the Website or any Content;

  • any reliance placed on any Content;

  • any errors, omissions or inaccuracies in the Content;

  • any unauthorised access to or alteration of your transmissions or data; or

  • any other matter relating to the Website or the Content.

7.2 This limitation applies regardless of the form of action, whether in contract, tort (including negligence), strict liability or otherwise, even if the Company has been advised of the possibility of such damages.

7.3 Nothing in this Disclaimer excludes or limits liability for fraud, or for death or personal injury caused by negligence, or any other liability that cannot be excluded under the Consumer Protection Act, 2019, or other applicable Indian law. In particular, the Company does not seek to exclude liability for deficiency in service to the extent such exclusion is prohibited under the Consumer Protection Act, 2019.

8. Third-Party Content and Links

8.1 The Website may contain links to third-party websites, or may display content provided by third parties. Such links and content are provided for convenience only. The Company does not endorse, control or assume any responsibility for the content, accuracy or practices of any third-party website or the content of any third party.

8.2 Your use of any third-party website is at your own risk and subject to the terms and privacy policies of that website.

9. No Warranty

9.1 THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Regulatory Status

10.1 The Company provides services only to the extent permitted by its applicable registrations, licences and authorisations. Users are advised to verify the Company's regulatory status on the websites of the relevant regulators (including SEBI's website for Investment Advisers or Research Analysts, ICAI for Chartered Accountants, etc.) before engaging the Company for regulated services.

10.2 Where the Company distributes third-party financial products, it may earn commissions or fees from product manufacturers. Such arrangements will be disclosed in accordance with applicable regulations. Distribution or referral does not constitute a recommendation unless expressly stated in a formal advisory engagement.

10.3 The Company shall display on the Website, where applicable, its SEBI registration details, Investor Charter, and complaint data in the manner prescribed by SEBI. Links to SCORES and ODR shall be provided.

11. Intellectual Property

11.1 All intellectual property rights in the Website and the Content belong to the Company or its licensors. No licence or right is granted to you except as expressly set out in the Terms and Conditions. Unauthorised use of any Content may violate copyright, trademark and other laws.

12. Indemnity

You agree to indemnify and hold harmless the Company and its directors, officers, employees and agents from and against any claims, losses, damages, costs and expenses (including legal fees) arising out of your use of the Website, your reliance on any Content, or your violation of this Disclaimer or the Terms and Conditions.

13. Governing Law and Jurisdiction

This Disclaimer shall be governed by the laws of India. Subject to any applicable dispute resolution mechanisms (including SEBI ODR/SCORES and the Data Protection Board of India where relevant), the courts at Kolkata, India, shall have exclusive jurisdiction over disputes arising out of or relating to this Disclaimer.

14. Contact

For any queries regarding this Disclaimer, please contact:

Aarya Consultants

Email: [email protected]

Registered Office: 73C, Shyama Prasad Mukherjee Road, Kolkata - 700026, India

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING THE WEBSITE. IF YOU DO NOT AGREE WITH ANY PART OF THIS DISCLAIMER, YOU MUST IMMEDIATELY CEASE USING THE WEBSITE.